Water has played an important role in shaping my career. I’ve been working in the microfinance sector for the past 6 years, starting as a Project Executive in DHAN Foundation. My first assignment was to work in the Tsunami Relief and Rehabilitation Program in coastal areas. I worked at the grass roots level to address socio economic issues of coastal poor people and served as a representative of the Community Based Organization to mobilize funds from donors and facilitated direct SHG-bank linkage. As a socio economic intervention, I promoted Fish Producers group and Fish Marketing group, to eliminate middle men who fetched huge profit out of poor people’s investment. I also gained experience as a trainer in DHAN Resource Centre.
I worked for Equitas Microfinance India P. Ltd., one of the largest MFIs in India, to uplift urban poor people through microfinance programs and community development activities.
I worked with CapStone Trust, which was promoted by Development Innovations Group (DIG) focused on urban micro housing. I was responsible for the market survey, new product development, capacity building, and internal audit and also served as a credit committee member. I was instrumental in bringing down the portfolio of unsecured loans and developed new products with acceptable securities. I managed the CapStone’s project with Habitat for Humanity India (HFHI) that provides technical assistance for housing loans. I organized and conducted trainings for MFI partners of HFHI to develop a micro housing product.
DIG deputed me to work as a Savings and Credit Program Consultant for their partner NGO in Dhaka, Bangladesh. I worked with the NGO team for a year, to establish a sustainable savings and credit program. I developed the operations, MIS and training manuals to support their business. I also conducted trainings for the NGO’s managerial and field staff.
My areas of interest are market research, new product development, microfinance credit operations, capacity building and micro housing.
Commitment to Water.Org
I believe that poor quality water is the primary cause of people’s frequent illness, which consumes a major portion of their income. Personally, I take much care to ensure safe drinking water for my family. Likewise, every woman has to take an oath to provide safe drinking water for their family to avoid water borne diseases. I have faith in women’s strength to positively change the world. It feels great to be a part of Water.org because we focus on women and their role in solving the water and sanitation problem all over the world.
M. Sc. (Agri., Plant Pathology) from TamilNadu Agricultural University, Coimbatore, Tamil Nadu
B. Sc. (Agriculture) from PAJANCOA & RI, Karaikal, Pondicherry.
Certified Microfinance Expert (CME) from Frankfurt School of Finance and Management, Germany.