Financing helps increase access to safe water and sanitation for people living in poverty. Here's the evidence.

Our evidence, research and data supports the use of financing to achieve universal access to safe water and sanitation. We are committed to sharing what we’ve learned, so we can all see a day where everyone, everywhere has access to safe water and a toilet.

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Document Type: Executive summary

Countries: Kenya

Date: May 1, 2023

Going digital: The effect of digitizing water and sanitation loans on women in Kenya (executive summary)

This research brief summarizes the results of a study conducted by graduate students at the Johns Hopkins School of Advanced International Studies Women Lead practicum on the key advantage and barriers to women in Kenya in accessing digital water and sanitation loans.

Going Digital: The Effect of Digitizing Water and Sanitation Loans on Women in Kenya (executive summary)

Document Type: Case study

Countries: Indonesia

Date: May 31, 2022

A full-service approach to water supply and sanitation lending: KBMI partnership case study

This case study documents Water.org's unique partnership with KBMI, a Sharia cooperative providing financial services to women in lower-income households in Indonesia, as they incorporated the full water supply and sanitation supply chain into their business model.

KBMI Case Study

Document Type: Report

Date: April 13, 2022

Meta study of existing WSS Research: Thematic paper on household finances

The household finances component of this meta-study investigated the extent of the internal and external evidence base for whether improved water supply and sanitation breaks the cycle of poverty for households living in poverty and increases economic value.

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Document Type: Report

Date: April 13, 2022

Meta study of existing WSS Research: Thematic paper on health and safety

The health and safety component of this meta-study investigated the extent of the internal and external evidence base to test if WaterCredit-financed WSS improvements lead to: direct health benefits for households, direct safety benefits for households, and reduced stress and increased wellbeing.

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Document Type: Report

Date: April 13, 2022

Meta study of existing WSS Research: Thematic paper on WaterCredit as an accelerator

The WaterCredit as an Accelerator component of this meta-study investigated the extent of the internal and external evidence base to test if WaterCredit-financed WSS improvements lead to: sustainable WSS loan portfolios, improved access to WSS, and more sustainable access to improved WSS.

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Document Type: Learning brief

Countries: India

Date: Jan. 15, 2022

Water.org in India: Learning brief on systems change

An evaluation of Water.org’s activities in India finds that it was a credible knowledge partner advocating for repayable water supply and sanitation (WSS) finance to help overcome the challenges inherent in massive flagship programs and accelerate access to water and sanitation

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Document Type: Learning brief

Countries: Indonesia

Date: Jan. 15, 2022

Water in Indonesia: Learning brief on systems change

An evaluation of Water.org’s activities in Indonesia finds that progress is being made to realize the huge potential of repayable finance for water supply and sanitation (WSS), but a strategic focus on systemic change is needed to achieve the government’s ambitious targets for 2030.

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Document Type: Learning brief

Date: Jan. 15, 2022

Water.org in Bangladesh: Learning brief on systems level change

An evaluation of Water.org’s activities in Bangladesh finds that engagement and advocacy for water and sanitation has influenced the government to significantly increase funding and improve oversight of financial flows.

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Document Type: Learning brief

Date: Jan. 15, 2022

​Changing systems to unlock water and sanitation financing: Water.org in India, Bangladesh, and Indonesia

Evaluations of Water.org’s activities in India, Bangladesh, and Indonesia provide a snapshot of its global impact and demonstrate how systems strengthening can deliver better and quicker access to water and sanitation.

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Document Type: Learning brief

Countries: India

Date: Aug. 1, 2021

An ecosystem for WASH microlending in Maharashtra, India

Overview of WASH and health financing project being implemented in Maharashtra, India jointly by Water.org and UNICEF –The Ecosystem Approach. The project integrates WASH behavior change communication with rural household microlending programs to drive household water and sanitation access through loans.

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